Common Questions About South Hutchinson Island
Where is South Hutchinson Island?
South Hutchinson Island is the part of the barrier island south of the Fort Pierce Inlet. It runs toward the St. Lucie Inlet and crosses from St. Lucie County into Martin County, with Sailfish Point at its southern tip.
What is the difference between North and South Hutchinson Island?
The Fort Pierce Inlet divides the island. North Hutchinson Island is the stretch above the inlet, and South Hutchinson Island is the stretch below it.
What kind of homes are on South Hutchinson Island?
Oceanfront condos and dune-lined beaches are the story here, between the two inlets. Jensen Sea Turtle Beach is on the island, and Jensen Beach sits just across the water.
Do homes on South Hutchinson Island need flood insurance?
On a barrier island, both flood zones and wind-related coverage matter, and an oceanfront condo can be very different from a home on the lagoon side. Lenders often require flood insurance in higher-risk zones. I check the flood zone and get an insurance quote before you write an offer, so there are no surprises at closing.
How do schools work for a South Hutchinson Island address?
Because the island crosses a county line, the school district depends on the address: the St. Lucie County school district on one side and the Martin County School District on the other. Which school a home is zoned for depends on the address, so I confirm the assignment with the district before you make an offer.
What should I know about the homestead exemption if I buy on South Hutchinson Island?
The homestead exemption and the Save Our Homes cap apply only to a home that is your permanent residence, so a vacation condo does not qualify. If this will be your permanent home, you need to own and live in it by January 1 and file by March 1. Property tax millage depends on which county the home is in, and I walk every buyer through the numbers.




