North Hutchinson Island

Where is North Hutchinson Island?

North Hutchinson Island is the part of the barrier island north of the Fort Pierce Inlet, in St. Lucie County. It has the ocean on one side and the Indian River Lagoon on the other, and Fort Pierce sits just across the water.

What is the difference between North and South Hutchinson Island?

The Fort Pierce Inlet divides the island. North Hutchinson Island is the stretch above the inlet. South Hutchinson Island runs south toward the St. Lucie Inlet and crosses into Martin County.

Where are the beaches on North Hutchinson Island?

Pepper Park has beach access on this side of the inlet, with dunes along the shoreline. Tell me how close to the water you want to be and I will point you to the right stretch.

Do homes on North Hutchinson Island need flood insurance?

On a barrier island, both flood zones and wind-related coverage matter, and an oceanfront home can be very different from one on the lagoon side. Lenders often require flood insurance in higher-risk zones. I check the flood zone and get an insurance quote before you write an offer, so there are no surprises at closing.

How do schools work for a North Hutchinson Island address?

North Hutchinson Island is served by the St. Lucie County school district, one county-wide district. Which school a home is zoned for depends on the address, so I confirm the assignment with the district before you make an offer.

What should I know about the homestead exemption if I buy on North Hutchinson Island?

The homestead exemption and the Save Our Homes cap apply only to a home that is your permanent residence, so a vacation home does not qualify. If this will be your permanent home, you need to own and live in it by January 1 and file by March 1. I walk every buyer through this and put it in writing right after closing.