Common Questions About Palm Beach
What is the Town of Palm Beach?
The Town of Palm Beach is an 18-mile barrier island known for Worth Avenue, its oceanfront and its Flagler and Mizner history. Three bridges connect it to the mainland. West Palm Beach sits just across the water, but it is a separate city with its own market.
Where are the public beaches in Palm Beach?
The town has three public beaches. Tell me what matters to you, whether it is walking to the sand, ocean views or easy bridge access, and I will point you to the right part of the island.
Do homes in Palm Beach need flood insurance?
The entire town sits in Evacuation Zone B, and the flood zone varies by property. Lenders often require flood insurance in higher-risk zones, and oceanfront homes can be very different from homes farther inland. I check the flood zone and get an insurance quote before you write an offer, so there are no surprises at closing.
How do schools work for a Palm Beach address?
Palm Beach is in the School District of Palm Beach County, one county-wide district. Which school a home is zoned for depends on the address, so I confirm the assignment with the district before you make an offer.
What county is Palm Beach in, and does it matter?
The Town of Palm Beach is in Palm Beach County. In Florida, the school district, property tax millage rates and insurance conditions follow the county. I walk through the numbers for the specific address before you make an offer.
What should I know about the homestead exemption if I buy in Palm Beach?
The homestead exemption and the Save Our Homes cap apply only to a home that is your permanent residence. A second home does not qualify. If Palm Beach will be your permanent home, you need to own and live in it by January 1 and file by March 1. I walk every buyer through this and put it in writing right after closing.



